Frequently Asked Questions

Background checks can raise a lot of questions, especially for those who are unfamiliar with the process. Here are answers to some of the most common questions people have about background checks:

1. What is a background check?
A background check is a review of an individual’s records, typically conducted to verify information such as criminal history, creditworthiness, employment history, and education. Background checks are commonly used by employers, landlords, and financial institutions to assess someone's reliability and trustworthiness.

2. What information shows up on a background check?
A standard background check can reveal various types of information, including:
- Criminal records (convictions, arrests, warrants)
- Employment history
- Education verification
- Credit report (for financial roles or tenancy)
- Driving records
- Professional licenses
- Sex offender registry status

The exact details depend on the type of background check conducted.

3. How long does a background check take?
Most background checks take between 1-5 business days to complete. However, this can vary depending on the depth of the check and how responsive the sources (employers, educational institutions, courts) are. More comprehensive checks may take longer, especially if they involve manual verifications or international records.

4. How far back do background checks go?
The timeframe for background checks depends on the type of information being searched and local laws:
- Criminal records are typically reported indefinitely, though some states limit reporting to 7-10 years.
- Credit reports generally go back 7 years.
- Employment and education history can go back as far as needed.
Some jurisdictions have specific limits on how far back certain information can be reported.

5. Can I run a background check on myself?
Yes, you can run a background check on yourself. Many online services offer self-screening tools that allow you to see what potential employers or landlords might find in your records. Running a self-check can help you identify and address any errors before applying for jobs or housing.

6. Do background checks include social media?
While social media checks are not a standard part of traditional background checks, some employers or organizations may choose to review a candidate's online presence. This is typically done separately from a formal background check, and employers should be cautious about using social media in ways that might violate privacy or anti-discrimination laws.

7. Can a background check affect my credit score?
No, background checks do not affect your credit score. However, if a credit report is pulled as part of the background check (for certain jobs or rental applications), it is considered a "soft inquiry," which does not impact your score.

8. What causes a background check to fail?
A background check may be considered "failed" if:
- There are discrepancies in the information provided (false education or job history).
- The candidate has a criminal record that disqualifies them from the role.
- Poor credit history (for financial roles or tenancy).
- The individual has been involved in past lawsuits or evictions (for tenants).
Employers or landlords will usually have specific criteria for what constitutes a failed check.

9. Can I dispute the results of a background check?
Yes, if you believe there is incorrect information in your background check, you can dispute it. Under the Fair Credit Reporting Act (FCRA), the background check provider is required to investigate and correct any errors within 30 days. You should contact the reporting agency directly to initiate the dispute process.

10. Do I need to give permission for a background check?
Yes, under the FCRA, employers, landlords, or other organizations must obtain your written consent before running a background check. You should be provided with a disclosure form that clearly states the purpose of the check and the information that will be reviewed.

11. How often should background checks be updated?
Background checks are typically updated whenever there is a new application, either for employment or housing. Some employers may also conduct periodic checks on existing employees in sensitive positions (such as financial or security roles) to ensure ongoing compliance.

12. What if I have a criminal record?
Having a criminal record doesn’t automatically disqualify you from employment or renting a home. Many employers and landlords take into account the nature of the offense, how long ago it occurred, and whether it is relevant to the position or tenancy. Additionally, some states have "ban the box" laws that limit when an employer can ask about criminal history during the hiring process.

13. How do I prepare for a background check?
To prepare for a background check:
- Be honest on your application, providing accurate details about your education, work history, and criminal record.
- Check your own records for accuracy, including your credit report and criminal history.
- Gather documentation, such as diplomas or employment references, to verify any information in case of discrepancies.

By understanding the background check process and knowing what to expect, you can be better prepared when applying for a job or rental.